Term Life Insurance

No one expects to have a fatal accident, get sick or die too soon, but what if? What if those who depend on your income no longer could? Term life insurance can be an affordable way to get the protection you need to keep your family, your business, and your hopes and dreams alive. With term life insurance, your beneficiaries receive income-tax free money if you die during the term period – without the delays and expense of probate.

Benefits

Guaranteed death benefit
Insurance coverage is guaranteed as long as premiums are paid. It’s a great way to protect future insurability.

Guaranteed level premiums
Lock in premiums for 10, 15, 20 or 30 years. (Premiums increase at the end of your selected term period.)

Guaranteed convertibility
Your needs change as your life changes. You can convert all or a portion of your death benefit coverage to a permanent plan of insurance – without medical evidence, blood tests or questions asked.

Return of premium options
With pure term insurance, you pay a premium and receive a death benefit if you die during the coverage period. With the return of premium rider, you can get your premiums back if you outlive the term contract.

Options

MyLife Term®
MyLife Foundation®